NewFast Business-Purpose HELOCs — Access $25K–$750K in as few as 5 business days.
Check Eligibility →Every funding solution,
one desk.
SBA loans, term loans, bank lines of credit, equipment financing, MCA, invoice factoring, and business debt consolidation — First Capital is the single hub for anything business finance related.
Approval Rate
92%
Across all programs
Avg. Funding Time
18 hrs
From signed offer
Financing Facilitated
$1.2B+
Placed with funding partners
Min. Credit
500
Program dependent
Turn Your Property Equity Into Business Capital
Access $25,000 to $750,000 through a fast, fully digital business-purpose HELOC. Keep your existing first mortgage and access your equity in as few as 5 business days.
- Primary residences and eligible investment properties
- 10-, 15-, 20-, and 30-year terms
- First, second, and eligible third-lien positions
- Online application and streamlined closing
All financing is subject to lender approval, property eligibility, available equity, state availability, and underwriting requirements. Funding times vary.
Real Estate
Business-Purpose HELOC
Access property equity for working capital, expansion, equipment, real estate investments, and other eligible business expenses—without refinancing your current first mortgage.
- $25,000–$750,000
- Terms up to 30 years
- Funding in as few as 5 business days
The Process
01
Submit Application
Complete our secure online application in under 4 minutes. No hard credit pull.
02
Upload Statements
Attach the last three months of business bank statements as PDF.
03
Review Offers
Receive tailored offers from our underwriting desk within hours.
04
Get Funded
Sign electronically and receive capital via ACH — often the same day.
Industry Benchmarks
Where the alternative lending market stands
Financing Facilitated
$1.2B+
Businesses Served
14,200
States Covered
50
Broker Network
450+
Approval Rate
92%
Avg Time to Fund
18h
Repeat Clients
68%
Avg Funding Size
$78K
First Capital Mobile
Your funding command center, in your pocket.
Track funded capital, monitor daily payments, and view pre-approved offers as soon as they're available — all from one clean dashboard built for busy business owners.
- Real-time funding status & payment history
- Instant pre-approval notifications
- Secure document upload & e-sign
- One-tap access to your capital advisor
Company Name LLC
Funded
$87,000.00
Pending
$61,750.00
Daily
$232.00
Congratulations
You have been pre approved $117,857.00 for the Premier Funding Plan®
Approved Amount
$117,857.00
Trusted Integrations & Partners
The tools & institutions we work with
Talk to a funding advisor.
Direct line to our capital desk. Same-day response during business hours. No call centers, no automated menus — just experienced advisors ready to structure the right program for your business.